#Sample of a personal budget how to
#Sample of a personal budget for mac
#Sample of a personal budget download
#Sample of a personal budget free

In fact, Apple has created 10 specific personal finance Numbers templates you can access.įor Mac users, Apple’s Numbers has a variety of attractive and easy-to-use personal budgeting templates.

#Sample of a personal budget download

While the Kiplinger’s Budget Spreadsheet discussed earlier in this article does download as a CSV file (making it compatible with Numbers), there are better options Mac users.

#Sample of a personal budget for mac

Best Template for Mac Users: Numbers’ Simple Budget Template In fact, their subreddit has over 135,000 members. The app has a very loyal user base with a dedicated community. Tens of thousands of people struggling with debt have turned to YNAB (short for “You Need a Budget”) to help get control of their finances. So, it’s by knowing that number that you can prioritize your decisions to meet your goal to become debt-free as fast as possible.Īpp to try: Opt for YNAB. Every financial decision should be about reducing that number. If you’re struggling to get out of debt, the number of months it’s going to take you to become debt-free should be your guiding light. Specifically, it shows you how many months until you’re debt-free. While the budget aspect of this template is simple, what’s powerful is what it outputs.

#Sample of a personal budget free

We included a free budgeting and debt reduction template in our guide to getting out of debt, which can help you build your debt snowball. That way, you see quick results and feel like you’re making progress with each payment.

With the debt snowball method, you’re paying off your debt in order of smallest to largest balance. If your goal is to get out of credit card debt, research has shown that the debt snowball method to be the most effective strategy. If the reason you’re budgeting is to pay off debt, check out The Ways To Wealth’s Free Budgeting and Debt Reduction Spreadsheet.

Best Template for Getting Out of Debt: The Ways To Wealth’s Free Budgeting and Debt Reduction Spreadsheet If you want something that automatically pulls data from your bank account and tracks how much money is coming in vs. Related app: Budgeting can be time-consuming, especially if you’re leveraging the envelope method Aspire uses.

As you use it over time, it builds trend reports to compare month-over-month income and expenses.

Outputs a dashboard with key metrics for the month.

Uses an envelope-style budgeting method that allows you to keep track of every penny.

There’s a Reddit community with over 5,000 members to help answer your questions.

#Sample of a personal budget how to

Comes with in-depth video instructions and wiki docs to walk you through how to best use the spreadsheet.The template is free, but it comes with more features than many paid options. The Aspire Budget Template is ideal for those looking to create a monthly budget while also tracking other important financial KPIs, like net worth.ĭuring our research, one budget template that really stood out was Aspire Budget. Best Advanced Budgeting Template (Google Sheets Only): Aspire It’s ad-free and displays key information right in the dashboard. Related app: If you want a simple overview of your finances, Rocket Money is our top choice for a free budgeting app. You can choose from a one-month period to a 12-month period.It uses basic budgeting categories, which is a good thing for beginners who don’t want to get too detailed but who do want a general guideline as to where their money goes.You can also download it first and start working on it offline. You can fill it out online and then download the template to your favorite spreadsheet software, whether that’s Numbers, Google Sheets or Microsoft Excel.Here’s what you get with this free budget worksheet: If you’re brand new to budgeting and want to get things started right away without much thought or work, we recommend Kiplinger’s Household Budget Worksheet. Kiplinger’s Household Budget Worksheet is a simple and straightforward budget template that’s highly versatile.